ok so i have a lap top and i havent made a payment in like 6 or 7 months and its in collections, this lady calls me (she already sounds sucpicous) tellin me there has been a complaint made and im being sued...ok i know this should be in collections (and it is) but she started talking crap and yelling at me like "i hope u have a good lawyer", i asked her where the office was located she avoided the question, several times. And then i told her i dont have i anymore, she was like "you sold it didnt you?" what do you guys think.
ok so im not saying i dont want to pay my bill i know damn well i owe dell and i do fully intend to pay Dell. its just i have had some finacial issues this year and im also a full time student. not an excuse just something for you people to knoe that are being rude
Answer by Got Gay?
I think that you must pay your due bills to avoid such issues
Answer by sm177y
I thin your credits in the crapper. Have fun for the next 7 years.
Answer by KC
If you were thinking that you really didn't have to pay the bill on this computer you were wrong; legally and morally. If they sue you, they will win. Even if you have a good lawyer. Make arrangements to pay the bill, send in the laptop or sell it and send them the money.
Answer by xtral8
Yes.
Most collection agents for large corporations are attorneys or law firms that specialize in collections. When they start to contact you, it is usually too late to get yourself back on track with the company you owe money to.
This sets you back in three ways.
First, your credit will take a bit hit by having an unpaid bill go into collection. Unlike other credit issues, a collection notice sticks on your credit for 7 years.
Second, collection agencies usually have an agreement with the company that they are collecting for that you can't go to them and say "listen, I screwed up, and I want to start making payments again" which is usually the best thing to do when you fall behind.
Third, collection agencies are allowed by law to tack on fees and interest to the money you already owe, which means you'll end up paying even more than you originally owed.
My advice to you is that you contact Dell and see what you can do to bring your account out of collection. They probably won't do anything to help you, but you never know...
Good Luck.
Answer by Studly
Dell has their own financial lending company called Dell Financial Services....I'm going to bet they do their own collections.
And I disagree with the previous responder...most collection agencies hire nitwits at very low pay to make the initial harrassing calls. They have a couple of actual attorneys on staff, but they don't do the calling. Sounds like you got one of the regular collection agents.
Next time it happens, ask for their name and who they represent. If they don't give it out, simply hang up.
Know better? Leave your own answer in the comments!
Orignal From: Does Dell computers hire private law offices to contact customers?
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