Another driver hit my car and was at fault. My car was declared a total loss. I had a large cut on my scalp. The other driver's insurance said they settle the property claim separately from the injury claim. Do I have to agree to that? Which claim handles "pain and suffering."
Actually, car insurance does cover a person's injuries, secondly, I did mention I did get hurt.
Answer by D
well car insurance wont cover a person, just like life insurance wont cover your car...what's so complicated about that?
Answer by Gonzo
You'll have to file a claim with the small claims court.
Answer by D
get your insurance company to deal with it you paid them for the insurance they should represent you
Answer by Tottal overdose of hotness
forget bout it.
did u even get hurt.?
i hit many guys(not purposely) but the guys usually forgive and forget . . .without i having to pay them.. I rock when it comes to talking out of trouble
Answer by entidtil
Use your own insurance. They will do everything for you and you won't have to "negotiate" on your own
Answer by mamaflutey
Mine were handled separately.
The "property claim" is just that your property - the vehicle plus usually car seats or other property that must be replaced due to the negligence of the other driver. (for instance your fence if the driver plows into it)
The injury claim will be: "pain & suffering" plus "medical expenses" but don't expect $ .
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Orignal From: Another driver hit my car. Must I settle the property and injury claims separately?
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