I was in my cousins car when rear ended with a car. when we got off the car I spoke to the driver because my cousin wasn't able to speak English properly. I have to say that he is not from the UK and he doesn't live here right now and he just came to the UK for a while. I spoke to the driver of the other car and gave him my name and phone number just in case he needs to get some more information but i gave him my cousins address. I also spoke to my cousins insurance on behalf of him but I never gave my own details and acted in a way that I am my cousin. The insurance company didn't pay out for some stupid reasons ( they said that my cousin is insured on his uncles car and is not allowed to drive another persons car when he is not the owner). after a few months we received a letter at my cousins address from his lawyer with my name appearing on it. The man told his insurance that the driver was me ( although i wasn't and i only acted as an interpreter). my lawyer wrote them a letter explaining the situation but they insisted that i was the driver. i just didn't want to get into trouble and i paid their money on behalf of my cousin. now i have received another letter at his address that i have to cover their repair cost as well. they said they might even want to cover their uninsured costs. im really getting angry but i don't no what to do. my cousins insurance policy is showing that i was never insured on that car nor the owner. i have never owned a car in my life and i have never been insured on anybodies car. i also got my driving license 8 months after my cousins accident but i still don't drive cause i cant afford it. how can i get out of this trouble? my solicitor said that he will write to them with my exact position but im not sure if it will solve my problem. any suggestion would be much appreciated. thank you.

Answer by Caylenne
It sounds like this person is being extremely unreasonable, and to be honest I'd just let your cousin deal with it as it's not your problem. Don't let them make you pay out again. You shouldn't have done in the first place anyway.

Answer by doug0102
You have a lawyer working for you, but you'd rather have an advice from "experts" like me here...
OK, Here's what I'd do: I'd not pay anything to anybody and have them take me to court. I'd tell the judge that I was not the driver and let them prove I was. Don't forget you do not have to prove you are not guilty. The opposite party has to prove it.

Answer by midosgirl46
Your solicitor has the right idea. You shouldn't have paid anything. Can you get ahold of your cousin to write a letter explaining that he was the driver not you? Hopefully the letter from the solicitor will be enough to convince them. Just stand firm. You are not the bad guy here. Don't cave in to their pressure.



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