A progressive ins. adjuster cut me a check for bumper damage and medicine out of pocket. She said she paid Er bill and would pay other doctor bills as they came in. She had me sign a Hepa release. She said I was not signing off on further claims. I am now so nerveous as I have major doctor bills. It is late at night and I am so worried.
Answer by tink123
Call a lawyer ASAP
Answer by Tina
No you didn't sign away your rights to compensation. The HIPPA release is just so that the doctors and hospital can release information to them.
Answer by Dan B
The Health Insurance Portability and Accountability Act (HIPAA) release bothers me. You may have signed away your medial privacy rights. The insurance company may deny medical bills based upon any pre-existing conditions you currently have. Let's say, for example, you had a broken arm that was near the end of the healing process, and as a result of the accident, it broke again. Pre-existing condition - not covered. It doesn't matter that the car accident broke it again.
But they hold the 'extortion card' over you. If you don't sign, they can deny coverage. So what good is the privacy act?
If they deny any coverage, advise them that you are going to seek legal counsel - THEN DO IT! Maybe just a letter from your attorney will convince them that you do mean business.
Answer by entidtil
No. You did not sign away your rights for compensation. You signed a Hippa release so the adjuster can legally look at your medical records. This is standard procedure. You should be ok.....Is the Progressive insurance, yours or the other party's ? If it is the other party's insurance, I suggest you work with your own insurance and let them do the work and give you advice
Answer by MSAD
A HIPPA release is just a medical authorization. It allows the Progressive Adjuster to order copies of your medical bills/reports from the doctors who treated you. They need this information in order to settle your injury claim.
They have to know what the injury was, what the treatment was and did it work. They have to have copies of your medical bills....that's how they pay them.
The adjuster did not lie you. You have not signed off on further claims.
When the claim gets settled once and for all....you will sign a "final release". You will know you are signing it and you can have a copy of it.
Despite what people will tell you, adjusters don't lie to you. We will tell you what you are signing and even give you a copy of it. There are very strict laws that govern an adjusters behavior. In addition, our companies expect us to treat people fairly. I always tell young adjusters to treat people the way you would want you momma treated if she were the one in the wreck and you will never go wrong.
Answer by Luna & Lawnboy
The release you signed allows the adjuster to secure all of your medical documentation. It does not limit your right to be compensated for your injuries.
I suggest you call the adjuster and find out what the threshold requirements are in your state. You may not be entitled to any compensation beyond the reimbursement of your medical bills, lost wages etc. The threshold requirements vary from state to state.
The receipt and cashing of the property damage check and other reimbursement checks does NOT mean you have no legal right to pursue the claim further. You need to sign a "Release and Settlement".
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Orignal From: Did I loose my right for compensation for car injury?
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