i have received a court claim form from a court in the northwest over an incident that happened a year back. then, i had made light contact with a vehicle that was stationery at a T Junction. When I mean light contact, I was probably at 20mph, did not brake in time and hit the rear bumper. The vehicle's rear bumper was damaged.
I exchanged all details with the driver and informed my insurance company who said they will sort it out.
in august 2008, the other party's repair company sent me a letter claiming towards costs of repair to that vehicle. I then spoke to my insurance company and they asked me to forward that letter to them and they would sort it out.
today a full year later, i have received a court claim form, claiming for costs towards repair, court fee and unassessed solicitor costs. the claim form has been made by the solicitor of the other party.
i have to acknowledge receipt of the form, and also have to respond in 14 days on a defence.
i spoke to my insurance company who have asked me to send all these documents to them and they will sort it out. i asked them why they never intervened and closed this matter and they said the other party never got in touch them them, either through solicitors or through the insurance company.
i am in a dilemma. should i send all documents to my insurance company and get them to sort it out, or should i pay off the claim and close the matter?
i am scared that if i do the former, i will end up with a county court judgement on my records.
please advice.
Answer by gossy
First I would ring the other parties and tell them what your insurance said or you can have your own solicitor maybe and tell them and give them your insurance details do it for you but you should not pay them out of your own pocket
Answer by old.holly265
Send the papers to the insurers to handle. Do not even acknowledge receipt of the papers.
The reason is that you will invalidate the insurance if you do anything else. As you do not appear to be experienced in handling claims, it is also far safer to leave it those who do have the experience.
Know better? Leave your own answer in the comments!
Orignal From: court claims notice over car incident - UK?
Post a Comment