claims accidents
by _Yogu


Answer by Derrick
Well, if you have been in an accident, have your medical provider file the claim with the insurance company from the party responsible for the accident.

Answer by Catspaw
If you have medical payments or PIP coverage, you file that with your own insurance company.

The other party's coverage (assuming they are at fault) will not pay your bills directly, or promise to pay when the providers call for authorization. They will not pay for anything until you sign a release for all claims against thier insured, which you do not want to do until you're done with treatment..

Answer by mamatohaley
Depends on state.

Answer by zippythejessi
No Fault medical claims are assigned a case number by the insured's company. KEEP THIS NUMBER and the contact name, address, phone and fax numbers of the agent.

Once you seek medical care - some providers will submit the claim for you to the no-fault, others are not equipped to. If your provider falls into the latter - request a HCFA (claim form) for this visit with the procedures and charges on it. Keep a copy of any of them for your records. Submit the original to the car insurance ASAP. Whomever submits it (you or the doctor's office) - you should call the insurance 2 weeks after it's sent in to make sure they're processing it. In NY, with no fault claims, there's a certain amount of money allotted for these claims, and the first ones in are paid. Once the money's used up, it's over. Anything submitted, those are outta luck. So, do it ASAP.



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Orignal From: What are guidelines for filing medical claims for auto accidents?

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